Own Your
Purchases.

You have enough to manage. Let your AI Assistant Merissa handle your purchasing decisions and help you stay on budget.

Trusted Identity
Secure Payments
Budget Awareness
Participating Merchants
WHAT MERISSA STANDS FOR

A smarter agent for
modern purchasing.

Merissa connects trusted merchants, retail intelligence, budget awareness, and purchase support in one AI shopping agent.

M

Merchant

Works across trusted merchant partners.

E

Enhanced

Adds context to every purchasing decision.

R

Retail

Understands products, categories, and availability.

I

Intelligence

Compares price, quality, reviews, and warranty.

S

Smart

Keeps your preferences and budget in mind.

S

Shopping

Helps you move from search to decision.

A

Agent

Acts only with your permission.

Merissa is your Merchant-Enhanced Retail Intelligence Smart Shopping Agent — built to help you find, compare, purchase, and manage what you need.

A Fundamental Shift in Commerce

The Internet gave us infinite shelves — and endless decision fatigue. Merissa replaces the search with simple, confident decisions.

MERISSA LIVE IN ACTION · Encrypted
Endless tabs & comparisons

The Search Paradigm

Search comparison cards

Integrated across a growing merchant & infrastructure network

experian.plaidvisaMastercardCloudflareAkamai

Built Around Accountability

Every action within Merissa is authorized, transparent, and traceable — from identity to checkout.

⎉ SYSTEM IDENTITY

The MSID Standard

Every member receives a Merissa Shopper ID, email address and a dedicated verified phone number — a single identity that travels across the entire merchant network, eliminating guest checkouts and scattered receipts for good.


MS-3847-5921
FINANCIAL CONTEXT

Aware. Not a Bank.

Through a secure, read-only Plaid connection, Merissa checks affordability in real time. Merissa never holds funds, moves money, or gives financial advice.

READ-ONLY TELEMETRY
CONTROL PROTOCOLS

Zero Unauthorized Actions

Merissa researches, recommends, and stages the checkout — but
the system never executes a transaction without your explicit approval.

Members remain solely responsible for all purchases authorized through their accounts.

Pending AuthorizationREQ-772A
MerchantRedBuy (Verified)
Amount$229.99
MethodVisa •••• 4242
WHO MERISSA IS FOR

Built for busy
people.

Merissa is designed for people who have more important things to do than comparison shop.

Professionals.Too many decisions already. Merissa handles purchasing.
Parents.Busy households, endless needs. Merissa keeps up.
Students.Budget matters. Merissa finds what fits.
Business owners.Every hour counts. Merissa saves the ones spent shopping.
Retirees.Experience deserves a smarter way to buy.
Anyone who values their time.
HOW IT WORKS

Merissa Turns Requests Into Results.

Merissa goes beyond recommendations, helping people compare options, make informed decisions, and get what they need without the guesswork.

Merissa
Merissa
11:11 AM MDT

Trust is Everything

When Merissa helps you make a purchase, trust matters. That's why every part of the experience is designed to ensure purchases are authorized, secure, and accountable.

CHECKPOINT · IDENTITY

Know who you're dealing with.

Every member is verified through Experian before a single purchase can be made.

CHECKPOINT · PAYMENTS

Your card details never sit exposed.

Payments run on Visa tokenization — merchants only ever see a token.

CHECKPOINT · BUDGET

Checked against your plan.

Through a read-only Plaid connection, Merissa confirms a purchase fits your budget before it's recommended.

CHECKPOINT · SECURITY

Locked beyond a password.

MFA, device verification, and end-to-end encrypted communications protect every session.

PURCHASE AUTHORIZATION FLOW

Member Request
Merissa Recommends
Member Approves
Purchase Executed

Every checkpoint above happens before Merissa ever asks you to approve a purchase. You see the full picture, then you decide.

Additional partners may be added as the Merissa ecosystem expands.

Budget-Aware with Credit in Mind

01.

One Conversation

Tell Merissa what you need once, then continue the entire purchasing journey through SMS, email or chat.

02.
Guided Recommendations
03.
Trusted Merchant Evaluation
04.
Purchase Management In One Place
05.
Budget-Aware Suggestions

The old way was search, compare, second-guess.

The new way is Merissa.

No more tabs, no more guessing. Just tell Merissa what you need — research, comparison, and budget checks happen before you ever see a recommendation.

Found it. Within budget. Approved. Purchase.

NO CREDIT CARD NEEDED TO START · CANCEL ANYTIME